Builder Included Appliances: What You Really Get and What to Watch For

When you buy a new home, builder included appliances, standard kitchen and laundry equipment provided by the home builder as part of the base price. Also known as builder-grade appliances, they’re meant to finish the home without extra cost—but they’re not always what you think. These are usually the bare minimum: a basic refrigerator, a compact oven, a simple dishwasher, and maybe a standalone range hood. They work, but they don’t last. And they rarely match in style, finish, or performance.

Many buyers assume these appliances are a bonus, but they’re often a cost-cutting tactic. Builders use low-end brands like Whirlpool or GE’s entry-level lines because they’re cheap to source and easy to install. You might get a stainless steel finish, but the motor’s weak, the noise level’s high, and the warranty’s short. In fact, a 2023 survey by the National Association of Home Builders found that over 60% of new homeowners replace at least one builder-included appliance within two years. That’s not a savings—it’s an upfront cost disguised as a perk.

What’s more, these appliances rarely match your lifestyle. If you cook often, a 20-inch oven won’t cut it. If you have a large family, a tiny dishwasher means extra loads. And if you care about energy, builder models are often the least efficient in the lineup. You’re not just getting a fridge—you’re getting a compromise. The good news? You can upgrade. Most builders let you swap out appliances for a fee, or you can replace them after closing. Just know what you’re starting with.

Look beyond the brand names. Check the model numbers. Ask for spec sheets. Compare the energy ratings. See if the fridge has a water line ready or if you’ll need to buy a separate ice maker. Is the dishwasher quiet enough for an open floor plan? Does the oven have convection? These details matter more than the logo on the door.

And don’t forget the laundry. A builder-included washer and dryer often means a stacked unit with less capacity and more vibration. If you’re moving in with a big household, you’ll feel it. Many homeowners end up buying separate machines just to avoid the noise and frustration.

Some builders offer upgrade packages, but they’re priced to make you think twice. It’s smarter to budget for replacements upfront than to pay a premium for a "premium" package that still doesn’t deliver real quality. The real value isn’t in what’s included—it’s in knowing what to change.

Below, you’ll find real insights from homeowners and builders about what’s actually in those boxes, how to spot the weak links, and how to make smart decisions whether you’re buying new or negotiating upgrades.